GET TO KNOW

ARCH LOYALTY BENEFITS

Each funded loan earns you savings on future loans

Free

To Join

Earn

Status

Save

Money

Get Rewarded For Your Loyalty

Earn ARCH Loyalty Benefits each time you make an on time payment or when you pay off a loan.

Receive tiered benefits for the following full calendar year, plus the remainder of the year in which you earned it.

Member Benefits
Every Arch Loan Borrower Gets

2-3 point loan fee

Standard LTV access

$2,500,000 borrowing capacity

Bronze
Benefits

Low 1-2 point loan fee

Higher LTV access

$5,000,000 borrowing capacity

Silver
Benefits

All Bronze benefits

PLUS

Deferred payments on extension fee at loan payoff

$10,000,000 borrowing capacity

Gold
Benefits

All Silver & Bronzebenefits

PLUS

Reduced extension fee

Points are paid on the back end for 2nd TD’s

Eligible for ARCH Line of Credit

HOW IT WORKS

Unlock higher credit limits, lower loan fees, and other benefits.

To Earn
Bronze

Make 8 payments on time

Pay off 2 loans

Become a HVA Franchisee

To Earn
Silver

Make 16 payments on time

Pay off 4 loans

To Earn
Gold

Make 24 payments on time

Pay off 8 loans

FAQs

What is ARCH loyalty benefits and how do I enroll?

ARCH Loyalty Benefits is our premier rewards program to help our borrowers save time and money on future loans. All new borrowers are automatically enrolled in the program in the Member tier.

How do I qualify for each tier?

Each time you make an on time payment or pay off a loan, you will receive credit for that event. To achieve each tier, simply make the qualifying number of on time payments or paid off loans needed.

Once I reach a tier, how do I renew and maintain all benefits?

Once you reach a tier, you achieve that tier for the remainder of the year in which you earn it, plus the next full calendar year. To maintain all benefits of the tier, you must earn at least the same number of on time payments and paid off loans during before your benefits period end.

For example, if you earn Silver tier on September 1, 2018, you maintain all benefits for that tier until December 31, 2019. Between September 1, 2018 to December 31, 2019, if you earn at least the same number of on time payments (16) and paid off loans (4), you will maintain the Silver tier until December 31, 2020.

How do I upgrade?

Your tier and benefits are upgraded as soon as you earn the qualifying number of on time payments and paid off loans.

For example, if you earn Silver Tier on September 1, 2018, you maintain all benefits for that tier until December 31, 2019. By June 1, 2019, you have earned 24 total on time payments or 8 total paid off loans, you will be upgraded to Gold Tier. You will then maintain Gold Tier until December 31, 2020.

Will my tier ever be downgraded?

If by the end of your benefits period, you do not earn at least the same number of on time payments or paid off loans as the tier you are currently in, you will be downgraded 1 tier until you qualify again.For example, if you earn Silver Tier on September 1, 2018, you maintain all benefits for that tier until December 31, 2019. Between September 1, 2018 to December 31, 2019, if you have not earned at least the same number of on time payments (16) and paid off loans (4), you will downgrade to Bronze Tier.

If any of your loans go into default, you will downgrade to Member Tier immediately.

Is there a lifetime achievement tier?

Not yet. We’re working on it.